Family income benefit is the most ideal solution to difficult circumstances - if one partner in a household dies and there is a loss of their salary, for example. Taking out this policy allows you to prepare for the worst as it provides regular payments over an agreed period of time in the form of an annual income to provide stability and security in times when it is most sorely needed.
Payments are fixed and tax-free to make the process as stress-free as possible. Many policies will also allow you to exchange the total policy for one lump cash sum, should it be required.
When choosing your family income benefit policy, Access Financial Services will leave no stone unturned, utilising our strong connections with top banks to find your perfect agreement length and payment amount. We will be mindful of any potential periods where you could experience a fall in income, future patterns of inflation and how many dependents you have.
We will explain each of your options in simple, easily understood language to ensure you are equipped with the proper tools to make your decision with the ones you love the most. Plus, our customer service helpline means we are always at the end of the phone to provide extra support during the process.See a selection of UK lenders we work with.