07432 118 664
Protection / Mortgage Advisers
07432 118 664
Protection / Mortgage Advisers
Access Financial Services
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Access Financial Services
Receive tailored advice based on your unique financial circumstances.
Access Financial Services
Access to a variety of policies from multiple providers for better choices.

Critical Illness

Cover that is there to help in even the most unexpected circumstances.

Although it isn’t nice to think about, it is important to think about cover for any severe illnesses or death that could have an impact on your loved ones.

Critical illness insurance will provide a one-off, tax-free lump sum in the face of a serious medical situation, which can be used to cover finances while the individual cannot work to pay for treatment, arrange for any required care, to modify your home and even to pay your mortgage.
Different policies will cover a variety of conditions and ailments – while before the majority of policies only covered heart conditions and strokes, a variety of others such as Parkinsons, deafness, blindness and MS are now included in critical illness insurance policies. They will not however cover existing medical conditions.

The cost of your cover will depend on a number of factors; your age, existing health conditions and your employment. We will take all of these into consideration when evaluating your critical illness policy.

This is a basic introduction to critical illness insurance, but don’t worry – our specialist financial advisors will read all the small print and use our strong relationships with leading banks in order to find the perfect policy for you and your family, ensuring your future is secure even in the most challenging circumstances.

A Protection plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made.

Our Lenders

See a selection of UK lenders we work with.

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